Debt Settlement companies are not too reliable, they have too often scammed the public and offer little in real problem solving. They often do not even have a physical address and will simply take your money without doing any work. Debt settlement however can be beneficial if done properly by a respectable lawfirm. For instance, if you do not qualify for bankruptcy or simply do not want to file for bankruptcy then debt settlement may be a viable option.
Undertaking debt settlement without an attorney can be unwise because of the legally binding agreement that is neccessary. You want to be certain that the company will follow through on their part. Many creditors will demand a settlement payment without any written confirmation of the settlement.
We can during our discussion lay out the way to approach these creditors to ensure a good result.